305 Psychotherapy Group
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Rates & Insurance

Session Fees

Self-Pay Rate: $150 per 50-minute session


Sliding Scale: $100–$150 per session


I use an income-based formula to determine sliding scale fees: your annual household income multiplied by 0.0016. This keeps the process straightforward and objective for both of us.

Example: A household income of $75,000 × 0.0016 = $120 per session.

A limited number of sliding scale spots are available. If cost is a barrier, reach out and we can discuss your options.

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before starting services. If you are uninsured or paying out of pocket, I will provide a written estimate prior to your first session. 


For more information, visit cms.gov/nosurprises.

Insurance

Take advantage of services you are already paying for.  If you are enrolled in a commercial healthcare insurance plan, you may already have access to low-cost mental health benefits.  This means that our sessions may cost you only $10-40, on average, per session.     


I am in-network with the following plans in Florida:


  • Aetna
  • All Savers
  • Allegiance
  • Allied Benefit Systems
  • AvMed
  • Cigna and Evernorth
  • Daniel H. Cook
  • Health Plans Inc
  • Health Scope
  • Meridian
  • Nippon
  • Optum
  • Oscar Health
  • Oxford
  • Paragon Benefits
  • Professional Benefit Administrator
  • S&S Healthcare
  • Southwest Service Administrator
  • Surest
  • Tall Tree Administrators
  • Trustmark
  • Trustmark Small Business Benefits
  • UHC Student Resources
  • United Medical Resources (UMR)
  • UnitedHealthcare UHC | UBH
  • Wellfleet Group, LLC


Coverage varies by plan. Before your first appointment, I recommend calling the member services number on your insurance card to verify your mental health benefits, copay, and deductible.

Out-of-Network Insurance

If your plan is not listed above, you may still have out-of-network mental health benefits.  This means that you can see someone outside of your plan and insurance will reimburse you for a percentage of the rate.  I can provide you with a superbill for you to submit directly to insurance for potential reimbursement.  


Contact your insurance using this form to determine if your insurer allows for these benefits.  


You can also visit my FAQs page to use a calculator tool to identify benefits.

Questions?

If you have questions regarding scheduling, insurance, or rates, feel free to contact me to explore your options.

Contact Me

Use this tool to determine your out of network coverage.

info@305therapy.com     305-859-1272


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